What you can expect from us — and what we ask of you — explained in plain English.
Last updated: March 2025
"We built this business on honesty and service. These terms exist to protect both of us — not to trap you in fine print."
— Christiane Fields, Owner & Licensed Insurance Broker
Six things you should know before using this site.
This site is here to help you learn and connect with us. Please use it honestly and legally.
Everything on this site — guides, articles, tips — is for learning purposes. It's not official financial or legal advice.
We're licensed in Illinois. Insurance products vary by state and individual situation. Always review your options with a licensed professional.
Our guides, logo, and website content belong to C&T Fields Financial. You can share them for personal use, but please don't republish or sell them.
We link to tools like Calendly to make things easier for you. We don't control those sites and aren't responsible for them.
If there's ever a legal dispute, it's governed by the laws of the State of Illinois.
C&T Fields Financial is a veteran-owned, woman-led financial services business in Illinois, operated by Christiane Fields — a licensed insurance broker, U.S. Army veteran, and former registered nurse. By using our website at www.candtfieldsfinancial.com, you're agreeing to these terms. If you don't agree, that's okay — just don't use the site.
This site is here to help you learn about life insurance and financial protection, and to connect with us if you'd like our help. We ask that you use it honestly and for lawful purposes only.
Please don't use this site to:
We think that goes without saying — but we're required to say it.
Everything on this site — our blog posts, free guides, videos, and educational materials — is meant to help you understand your options. It is not official financial, legal, tax, or insurance advice.
Everyone's situation is different. What's right for one person may not be right for another. Before making any financial decisions, please talk to a licensed professional — and we'd be happy to be that professional for you.
Christiane Fields is a licensed insurance broker in Illinois. Insurance products and services are subject to state laws and regulations, and availability varies by state and individual circumstances.
Life insurance products are not bank deposits and are not insured by the FDIC or any government agency. Past performance of any financial product does not guarantee future results.
Everything you see on this site — our guides, logo, written content, graphics, and design — belongs to C&T Fields Financial and is protected by copyright law.
You're welcome to download and print our free guides for your own personal use. You can share our content with friends and family. What you cannot do is republish, sell, or use our content for commercial purposes without our written permission.
If you'd like to share or feature our content somewhere, just ask — we're usually happy to work something out.
We link to third-party tools and websites — like Calendly for scheduling, or social media platforms — to make things easier for you. Once you leave our site, you're subject to their terms and privacy policies, not ours.
We don't control those sites and can't be responsible for what happens on them. We only link to tools we actually use and trust.
We do our best to keep this site accurate, up to date, and running smoothly. But we can't guarantee it will always be perfect or available 100% of the time.
We are not responsible for any losses or damages that result from your use of this site or reliance on its content. If something on the site is unclear or seems wrong, please contact us and we'll address it.
If we update these terms, we'll change the "Last updated" date at the top of this page. We won't make changes that are unfair to you without letting you know. Your continued use of the site after changes means you accept the updated terms.
These terms are governed by the laws of the State of Illinois. If there's ever a legal dispute, it would be handled in Illinois courts. We sincerely hope it never comes to that — and we're always open to resolving any issues directly.
If anything here is unclear or you have concerns, please reach out. We'd rather talk it through than have you feel uncertain about working with us.
Christiane Fields — Owner & Licensed Insurance Broker